We Accept Insurance
Steps for Setting Up Services Through Insurance for Real Life Counseling
1. Call your insurance provider, or go to their website (listed on the back of your insurance card) to discover whether you have mental health benefits.
2. Fill out our get started form to see if we have any providers in-network and available to take on new clients.
3. With the standard insurance rate, we do all the required billing to your insurance company and wait for their reimbursement.
4. Pay the copay or deductible at the time of the session.
5. If authorization from your insurance company is needed, ask:
5. If authorization from your insurance company is needed, ask:
- What is my copay?
- What is my deductible?
- What is my session limit?
For more information about how insurance works:
Check Out Our FAQs
Please note our providers are not paneled with every insurance company.
Check Out Our FAQs
Please note our providers are not paneled with every insurance company.
When you fill out one of our "getting started" forms, you'll be paired with a provider that is paneled with your health insurance plan,
aligns with your stated preferences, and can meet your needs.
aligns with your stated preferences, and can meet your needs.
Here is a list of the major insurance companies we work with:
- Aetna
- Community Health Plan of Washington
- Cigna
- First Choice Health
- GEHA
- Kaiser
- Lifewise
- Meritain
- MODA
- Molina
- Pacific Source
- Premera
- Providence PPO
- Regence
- Optum
- Credit/Debit Card or Check
Paying directly for your counseling has several advantages.
Each provider is an independent contractor and has their own Cash rates.
Direct payment may be less expensive.
You have more privacy because we will not have to provide mental health records to your insurance company
regarding your diagnosis or treatment in order to process the claim.
Your counseling will not impact future coverage decisions for health care, life insurance, or legal insurance.
You are free of any limits that the insurance company may impose regarding your treatment.
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Thank you for your interest in Real Life Counseling