— Insurance & Payment —

Insurance information.

Real Life Counseling is proud to work with a wide range of insurance providers to make mental health care accessible and affordable. We understand that navigating insurance can be confusing, and we're here to support you through every step.

— No surprises —

Staying in compliance.

We comply fully with the No Surprises Act, which means you'll never be surprised by hidden fees or unexpected bills. Once your intake session is scheduled, our team will provide a Good Faith Estimate outlining potential costs through your secure client portal. You're also encouraged to contact your insurance company directly to understand your coverage, copays, deductibles, and any out-of-pocket costs.

— Good to know —

Important notes about insurance.

Over 100 providers

We work with a diverse team of over 100 providers, but not all are in-network with every insurance company.

We pair you with the right fit

When you fill out our Request an Appointment form, our team will pair you with a provider who is in-network with your specific insurance and aligns with your preferences and needs.

If your insurance changes

You will need to resubmit your updated insurance information through your client homepage to avoid disruptions in billing or care.

A shared responsibility

Insurance is a shared responsibility between the client, provider, and administrative team. It's essential that we have accurate information, a clear understanding of potential costs, and open communication so we can collaborate effectively if any barriers arise.

— Who we work with —

Major insurance companies we work with.

Don't see yours? Reach out — we're happy to check whether a provider on our team is in-network with your plan.

Aetna
Community Health Plan of Washington
Cigna
First Choice Health
GEHA
Kaiser
Lifewise
Medicaid
Meritain
MODA
Molina
Optum
Pacific Source
Premera
Providence PPO
Regence
United
Credit/Debit Card or Check

— Private pay —

Private pay options.

If you're not using insurance, private pay rates start at $80 per session and vary based on the provider's expertise and credentials. Each provider at Real Life Counseling is an independent contractor and sets their own private pay rates, which may vary based on experience and specialization.

Paying directly for your counseling services offers several important benefits. Direct payment can often be more affordable and provides increased privacy, as we are not required to share your mental health records, diagnosis, or treatment details with your insurance company. It also ensures that your counseling history will not impact future decisions related to health, life, or legal insurance.

Additionally, private pay clients are free from restrictions or session limits that may be imposed by insurance providers, allowing for more personalized and flexible care.

Request an Appointment

Have billing questions?

Our front desk team is happy to verify benefits and walk you through your options — or help you take the first step.

Request an Appointment Support in Getting Started

Front desk (360) 619-2226